Our Services
Comprehensive investment solutions tailored for institutional and retail clients across multiple asset classes
Institutional and Retail Investments.
ACML provides tailored investment solutions for both institutional and retail clients across various asset classes.
Institutional Clients
We serve financial institutions, insurance firms, corporates, schools, churches, and endowments seeking to preserve and grow capital while aligning investments with operational goals and liquidity needs.
Retail Clients
We offer easy access to expertly managed portfolios through our Collective Investment Schemes (CIS) — designed to accommodate varying risk appetites and return expectations.
Contributory Schemes & Group Investment Plans
ACML manages structured contributory schemes tailored for professional associations, alumni groups, staff welfare unions, churches, and other member-based organizations. These schemes enable participants to contribute regularly toward specific financial goals such as income support, retirement, education, or emergency reserves.
Our team provides end-to-end support in:
Scheme design
Onboarding
Investment management
Member communication
Benefit structuring
In addition to managing the pooled funds, we support clients with tools to:
Monitor contributions
Access statements
Measure performance
All within a transparent and compliant governance framework.
Pension Fund Management
As a licensed Pension Fund Manager under Ghana’s Tier 2 and Tier 3 pension framework, ACML manages pension assets on behalf of employer-sponsored schemes and master trusts. We work closely with Corporate Trustees and Custodians to deliver compliant, diversified portfolios that meet regulatory standards and long-term retirement goals.
ACML’s investment approach for pensions prioritizes:
Capital preservation
Steady income growth
Risk-adjusted returns
This is supported by continuous communication and transparent reporting to scheme sponsors and trustees.
We are distinguished by our ability to combine deep investment expertise with a client-first approach that emphasizes transparency, compliance, and long-term value creation.
We understand that pensions are not just financial assets — they represent the future security of contributors. That’s why we apply:
Rigorous portfolio construction
Active risk management
Tailored investment strategies
to meet the diverse return and risk profiles of each scheme.
Private Wealth Management (PWM)
ACML’s Private Wealth Management service is designed for high-net-worth individuals, families, trusts, and executives seeking personalized, discretionary investment management.
Each client is assigned a:
Dedicated relationship manager
Investment advisor
who work together to understand the client’s:
Financial goals
Risk tolerance
Investment horizon
Ready to Start Your Investment Journey?
Contact us today to discuss how our tailored investment solutions can help you achieve your financial goals.
